Submitted by Paul Stanley

The world is a big place and those who love to travel aim to see as much of it as possible. But world travel world also presents a special set of challenges, including how to guarantee your safety and protection while abroad. You have access to insurance when you are at home but that may not offer enough or any coverage while you are traveling, which is where international travel insurance comes into play.

International travel insurance provides coverage against:

Medical coverage: If you are hurt or injured while traveling abroad, then medical insurance can save you great expenses and help ensure that you will get the medical attention you need.

International travel insurance is typically offered in variety of coverage levels and can even be increased by purchasing extra coverage options a la carte style. These additional insurance options can include adventure travel, legal advice, and medical evacuation.

Trip cancellation and interruption: Change is inevitable if you travel. Flight delays, late departures, sudden illness, and canceled events can all cause your plans to be interrupted or canceled. This protection can help you get your trip back on track without spending even more money.

Medical evacuation: If you are seriously injured while traveling abroad you may need to be evacuated to another location or country for more critical medical coverage. This coverage can be offered in travel medical insurance plans but often times is not, so purchasing medical evaluation can be added and is highly suggested for those traveling to remote locations or areas where medical care is rudimentary.

Lost or stolen baggage: If you lose your bags or are the victim of theft, this insurance coverage will help you replace your items and get your travel plans back on track.

Adventure travel insurance: If adventure is a part of your trip then having adventure travel insurance is designed with you in mind. Common travel sports that are covered by this type of insurance include hiking, water sports, and rock climbing. It’s important that if you will be participating in adventure sports you tell your international travel insurance upfront, otherwise you could void your coverage plan.

Legal advice: Having access to a lawyer can be an important option while traveling, especially if you are conducting business abroad or become involved in a legal matter. International travel insurance with legal advice gives you access to a lawyer without the unexpected and exorbitant costs that a spur of the moment legal issue can cause.